Columbia, Ellicott City, Silver Spring real estate and homes for sale in Maryland - The McGinn Real Estate Group, REALTORS® The McGinn Real Estate Group REALTORS(r) for Columbia, Ellicott City, Silver Spring, Maryland real estate - NUMBER1EXPERTS™ The McGinn Real Estate Group NUMBER1EXPERTS(tm) for Columbia, Ellicott City, Silver Spring, Maryland real estate
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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The McGinn Real Estate Group, REALTOR®, real estate agents and broker for Columbia, Ellicott City, Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

The McGinn Real Estate Group
RE/MAX 100

11000 Broken Land Pkwy, Ste 200
Columbia, MD. 21044
Phone: 410-715-3219
Toll Free: 800-899-7629
Fax: 410-740-8258
Email: boydmcginn@NUMBER1EXPERT.com

Welcome to the McGinn Real Estate Group! We have been serving home- buyers and sellers for over 30 years. Whether you are interested in selling your home, are a first time buyer, or an experienced investor, we have all the information you need for everything involved in making an informed real estate decision in today's market.

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RE/MAX 100 real estate and homes for sale in Columbia, Ellicott City, Silver Spring Maryland

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