Columbia, Ellicott City, Silver Spring real estate and homes for sale in Maryland - The McGinn Real Estate Group, REALTORS® The McGinn Real Estate Group REALTORS(r) for Columbia, Ellicott City, Silver Spring, Maryland real estate - NUMBER1EXPERTS™ The McGinn Real Estate Group NUMBER1EXPERTS(tm) for Columbia, Ellicott City, Silver Spring, Maryland real estate
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The McGinn Real Estate Group, REALTOR®, real estate agents and broker for Columbia, Ellicott City, Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


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Why Buyers Choose Us: Columbia, Ellicott City, Silver Spring Maryland home buying, real estate listings, and homes for sale in Howard and Montgomery County, MD
Welcome > For Buyers > Why Buyers Choose Us ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top real estate agents of Columbia, Ellicott City, Silver Spring, Frederick and surrounding Maryland counties, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available in the Maryland market, even listings not yet on the MLS, through our professional Maryland real estate affiliations. 

- Our expert local knowledge of the Columbia, Ellicott City, Silver Spring, Frederick, and surrounding Maryland counties should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Maryland is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for Your New Home In Maryland. While you can see a million homes on the web, actually buying your home is another matter entirely. Our goal is to exceed the expectations of our clients, so they will feel comfortable referring their friends, neighbors, family, and work associates to us.  



We are Short Sale Experts!

What is a short sale?  A short sale is an "arrangement" between the current owner of a home and the bank that lent them the money to buy their home to accept an offer for less than the total amount owed to pay off the home.  The "deficiency" is the difference between the amount owed and what the bank collects at the short sale.

Although, the "arrangement" can take many different forms, there is no other definition of a short sale.  I say this because many realtors and some investors simply throw the term around as if it meant "a sale under market value."  No.  A bank owned (foreclosed) house is not a short sale.  A seller deciding to lower their price and take less profit is not a short sale.  An old lady that owns her home free and clear, selling a $150k home for $75 k, IS NOT A SHORT SALE.  For it to be a Short sale, someone must be getting "shorted."  Either the seller, or the bank.

Most short sales arise when a seller owns more on their house than they can sell if for (upside down).  The owner of the home then attempts to make an arragnement with their lender to sell the house for less than is owned.

Whether looking ofr a short sale or looking to short sell, we are the people you need.


Ask us any question about buying a home in Maryland. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Disclosure Laws >Avoiding Delays During Escrow

Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.

Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.

There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
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The McGinn Real Estate Group, REALTOR®, real estate agents and broker for Columbia, Ellicott City, Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

The McGinn Real Estate Group
RE/MAX 100

11000 Broken Land Pkwy, Ste 200
Columbia, MD. 21044
Phone: 410-715-3219
Toll Free: 800-899-7629
Fax: 410-505-9324
Email: boydmcginn@NUMBER1EXPERT.com

Welcome to the McGinn Real Estate Group! We have been serving home- buyers and sellers for over 30 years. Whether you are interested in selling your home, are a first time buyer, or an experienced investor, we have all the information you need for everything involved in making an informed real estate decision in today's market.

CDPE Equal Housing MLS REALTOR


RE/MAX 100 real estate and homes for sale in Columbia, Ellicott City, Silver Spring Maryland

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