Columbia, Ellicott City, Silver Spring Maryland real estate listings, home buying, selling and relocation information

The McGinn Real Estate Group, REALTOR®, real estate agents and broker for Columbia, Ellicott City, Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! If you want to purchase a home in Howard County or the surrounding area, you have arrived at a helpful place for Maryland real estate information and homes for sale. This website and the McGinn Real Estate Group are here on the internet to help you! We can provide good information about the area, give you details about homes for sale, give you reports about our local schools and their performance, or we can just introduce you to the Howard County Maryland area. It’s your choice. But we are here when you are.

When you are ready just register on our site. Tell us about yourself and about what you are looking for, and we will be happy to help you with whatever you need. As conscientious, honest, Columbia Maryland Realtors, we can represent you as Buyer’s Agents at no cost to you! We also provide a great listing service if you need to sell your home. We give you honest answers to your questions and provide the latest in technology to sell your home. With over forty years of experience in the Real Estate Business, we are here to put our experience to your benefit!

Please use this website if you are interested in buying a home, selling a home, checking the market, educating yourself about real estate in the Howard County Maryland area, or are thinking of relocating. You will find our site an easy Real Estate site to visit and will want to come back for good information.

The corridor between Baltimore and Washington DC has many interesting and varied communities which provide families who need to commute the opportunity to find just the right home. Here are just some of the communities we work in...

Baltimore, Maryland
Columbia, Maryland
Eldersburg, Maryland
Ellicott City, Maryland
Frederick, Maryland
Fort Meade, Maryland
Gaithersburg, Maryland
Owings Mills, Maryland
Reisterstown, Maryland
Riverhill, Maryland
Rockville, Maryland
Silver Spring, Maryland
Sykesville, Maryland

We are experienced in many of Maryland's Counties. Just call us and ask how we can help you! We love to answer your questions.

Boyd and his team of residential realtors are regarded as the top relocation real estate experts in these areas. The McGinn Real Estate Group provides a complete package of relocation services including: area consulting, affordability information, new home construction resources, school information and entertainment information. We are also connected to a local network of preferred contractors and service providers, making your move that much easier! Let us know how our concierge services can assist you in your next home buying or selling experience in Maryland.

Looking for homes?
Search everything the web has to offer, right here! Don't miss our Feature Homes and be sure to sign up for our FREE Homefinder System!

Need local real estate information?
We've summarized much of what is important about the Maryland real estate market in this site.

Want to Get to Know The Local Area?
Since we're the Number 1 Experts of the Maryland Area, we've added a bit of our knowledge to this website so that you can find all the information you need about living in Maryland in one place. Check out Local Schools, Service Providers, and even Crime Statistics.

Need expert advice?
No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence!
We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate consultants for life. As your trusted, professional real estate consultant, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top real estate agents in Maryland, we have the experience and track record you are looking for. Please let us help.

- McGinn Real Estate Group

Meet Our Team


Boyd McGinn Associate Broker
Chris Obering Residential Realtor	Laurie Scheiber Residential Realtor	Sergio Schmidt Residential Realtor

Ninon McGinn Office Manager	Kathleen Zimmer Transaction Coordinator	Debbie Sell Administrative Assistant

School Board Information
Click on a County to Find Out More

Helpful Videos for Buyers and Sellers

ARM Yourself:
Preparing for the Inevitable Interest Rate Increase

Curb Appeal:
How to Make Your Home Stand Out

Fighting Foreclosure:
What Can You Do About the Threat of Foreclosure?

Realtor Value:
The Case for Using a Real Estate Professional

We are Short Sale Experts!

What is a short sale? A short sale is an "arrangement" between the current owner of a home and the bank that lent them the money to buy their home to accept an offer for less than the total amount owed to pay off the home. The "deficiency" is the difference between the amount owed and what the bank collects at the short sale.

Although, the "arrangement" can take many different forms, there is no other definition of a short sale. I say this because many realtors and some investors simply throw the term around as if it meant "a sale under market value." No. A bank owned (foreclosed) house is not a short sale. A seller deciding to lower their price and take less profit is not a short sale. An old lady that owns her home free and clear, selling a $150k home for $75 k, IS NOT A SHORT SALE. For it to be a Short sale, someone must be getting "shorted." Either the seller, or the bank.

Most short sales arise when a seller owns more on their house than they can sell if for (upside down). The owner of the home then attempts to make an arragnement with their lender to sell the house for less than is owned.

Whether looking ofr a short sale or looking to short sell, we are the people you need.

Titles >Ways to Hold Title

When two or more people purchase property together, there are three ways that the title can be held. Knowing the implications of each form of ownership will help you decide how to write your deed.

"Tenancy by the entireties" is reserved exclusively for married people. Both husband and wife own an undivided interest in the property. On the death of one party, the surviving spouse owns the entire property and no probate will be necessary. When unmarried persons buy a home together, they should seek legal advice regarding how title should be held. As "tenants in common" each party owns a percentage interest in the property. On the death of one party his or her interest does not go to the surviving owner but is distributed in accordance with the will of the deceased, whose estate must be probated. As "joint tenants" each party owns an undivided, equal interest that passes automatically to the surviving joint tenant. Probate is not necessary if the deed reads "joint tenants with rights of survivorship".

It is important to know that in most courts, if a deed is written without specification of how title is held, the property is titled as "tenants in common."

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Q	What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?
A	Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York.
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